The Funding Step provides commercial finance solutions and practical support to UK businesses. We help you understand the funding options that may be available and explore suitable lenders based on your circumstances.
Business loans can potentially be used for a wide range of purposes, including:
Explore a range of commercial finance solutions that could support your business, depending on your circumstances and what you’re looking to achieve.
Whether you're turning an idea into a new business or have recently started trading, The Funding Step can help you explore the funding options that may be available and understand what you may need to prepare before approaching a lender.
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There are many reasons why an established business may need additional funding. This could be looking to strengthen cashflow, invest in growth, purchase stock, take on a new contract or simply give your business additional financial flexibility.
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Growing a business often requires investment before the financial benefits are seen. This may be looking to increase capacity, recruit additional staff, launch a new product, expand into new premises or take advantage of a new commercial opportunity.
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Whether you're looking to purchase your own business premises, move to a larger property or refinance a commercial property you already own, a commercial mortgage could help provide the funding required.
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Vehicles, machinery, plant and equipment can be funded over time rather than paid for up front, helping you preserve cash while still investing in what the business needs to operate.
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If your business invoices other businesses on credit terms, invoice finance can release funds tied up in unpaid invoices so you are not waiting 30, 60 or 90 days to be paid.
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Short-term funding to cover the everyday running of the business, such as stock, wages, suppliers and seasonal gaps between money going out and money coming in.
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Larger one-off investments such as premises improvements, a fit-out or new production capacity, structured over a term that reflects the life of the investment.
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Funding to support the purchase of a business, a share buy-out or a management buy-in, including how lenders will look at the deal and what they will want to see.
Learn DetailsThe market extends beyond traditional high-street banks. Different lenders have different criteria, loan sizes, repayment terms and approaches to assessing a business. We can help you explore the options that may be available.
Smart planning and budgeting strategies to manage expenses, save more, and achieve financial stability.
Clear and accurate reports that give you complete visibility into your financial performance.
May not be the most welcoming of banners, and yet if you are a wash customer.
Access to a wide range of commercial lenders, giving you impartial options tailored to your business needs.
From initial enquiry to completion, we're here to provide guidance, answer your questions
We take a practical, personal approach, focusing on your individual needs and business goals to find the right solution.
Stay informed with practical insights, expert guidance, and the latest financial trends. Explore helpful resources covering business finance, lending options, cash flow, and funding strategies to make smarter financial decisions with confidence.
We cover business loans, commercial mortgages, asset and equipment finance, invoice finance, and start-up, growth, working capital and capital expenditure funding.
It depends on your trading history, affordability and any available security. We will talk through realistic ranges before you apply anywhere.
Some facilities can be arranged in a few days, others take several weeks. We tell you what to expect at the outset.
Any fees are explained clearly and in writing before you commit to anything.
We discuss your circumstances first and only approach lenders with your consent, so you are not making speculative applications.
Yes. Start-up funding has different criteria, and we can help you understand what lenders will want to see.
Typically recent accounts, management figures, bank statements and, where relevant, a business plan or forecast.
No. We are a commercial finance broker, and we do not provide financial advice.
